Terms of Service

These Terms of Service (“Terms”) constitute a legally binding agreement between you (“User,” “you,” or “your”) and IntelligentSystems LLC, an Ohio limited liability company (“Company,” “we,” “us,” or “our”), governing your access to and use of the website located at intsystemsllc.com and all related products and services, including RedThread Systems and BluePrint (collectively, the “Platform”).

By (a) creating an account, (b) clicking a box indicating acceptance, (c) accessing or using any part of the Platform, or (d) submitting a payment, you affirm that you have read, understood, and agree to be bound by these Terms, including any policies incorporated by reference.

If you are accepting these Terms on behalf of an organization or entity, you represent and warrant that you have the authority to bind that organization to these Terms, and references to “you” shall refer to both you and that organization.

If you do not agree to these Terms, you must not create an account, access the Platform, or use any of our services.

We reserve the right to modify these Terms at any time. When we make material changes, we will: (a) post the revised Terms on the Platform with an updated effective date; (b) notify registered users by email at the address associated with their account; and (c) require affirmative re-acceptance if the changes materially affect your rights or obligations.

Your continued use of the Platform after the effective date of any modification constitutes your acceptance of the revised Terms. If you do not agree to the modified Terms, you must stop using the Platform and may cancel your account in accordance with Section 7.

RedThread Systems provides B2B financial and disclosure intelligence software for institutional users. The Platform tracks material disclosures made by public companies across SEC filings, offering multi-period analysis, forward-looking statement verification, and external database verification.

BluePrint is an SEC filing and XBRL validation platform for automated quality assurance of XBRL-tagged financial filings. BluePrint identifies taxonomy errors and calculation inconsistencies prior to submission.

Together, RedThread Systems and BluePrint constitute the core components of the Platform, and references to the “Platform” in these Terms encompass both product offerings.

The Platform is designed for institutional professionals, including equity researchers, mergers and acquisitions professionals, and governance and compliance officers. It is not intended for use by retail investors or for personal investment decisions.

Not Investment or Legal Advice: The Platform provides data analysis and informational tools only. Nothing on the Platform constitutes investment advice, legal advice, financial advice, or any recommendation to buy, sell, or hold any security. You should consult qualified professionals before making any investment or legal decision.

Service Availability. We will use commercially reasonable efforts to maintain Platform availability of at least 99.5% uptime, measured on a monthly basis and excluding scheduled maintenance windows. We will provide advance notice of scheduled maintenance where reasonably practicable. In the event of extended Platform unavailability, your remedies are as set forth in Section 7.3.

4.1 Eligibility

You must be at least 18 years of age and have the legal capacity to enter into contracts to create an account. The Platform is intended for institutional business professionals. By registering, you represent that you meet these eligibility requirements.

4.2 Account Information

You agree to provide accurate, current, and complete information during the registration process and to update such information as necessary. You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account.

4.3 Account Security

You agree to: (a) use a strong, unique password for your account; (b) notify us immediately at admin@intsystemsllc.com of any unauthorized use of your account or any other security breach; and (c) ensure you log out of your account at the end of each session.

4.4 One Account Per User

Each user may maintain only one account. Creating duplicate or fraudulent accounts is prohibited and may result in immediate termination of all associated accounts.

5.1 Available Plans

We offer the following purchase options, as detailed on our pricing page:

• Subscription Plans: Access to Platform features on a recurring monthly or annual billing basis.
• One-Time Purchases: Individual reports or specific data outputs purchased for a flat fee with no recurring charges.

5.2 Plan Features

Features and access levels vary by plan. We reserve the right to modify plan features with reasonable notice to existing subscribers. Material reductions in plan features will be communicated at least 30 days in advance.

5.3 Free Trials and Previews

We may offer free trials or limited previews of the Platform. Free trials are limited to one per organization. At the end of a free trial, your account will not automatically convert to a paid subscription without your explicit action.

6.1 Pricing

Prices are displayed in U.S. dollars and are subject to applicable taxes. We reserve the right to change prices at any time, with at least 30 days' prior written notice to existing subscribers before changes take effect on their next renewal.

6.2 Payment Methods

We accept payment via the methods displayed at checkout. Payment is processed by a third-party PCI-compliant payment processor. We do not store your full payment card information on our servers.

6.3 Billing for Subscriptions

For subscription plans, your payment method will be charged on a recurring basis (monthly or annually, depending on your plan) beginning on the date you subscribe.

6.5 One-Time Purchases

One-time purchases are charged in full at the time of purchase and are not subject to auto-renewal. All one-time purchases are final unless otherwise stated.

6.6 Taxes

You are responsible for all applicable taxes, levies, or duties imposed by taxing authorities. Where required by law, we will collect and remit applicable sales tax.

6.7 Failed Payments

If a payment fails, we may suspend access to your account until payment is received. You agree to maintain valid payment information in your account settings.

7.1 How to Cancel

You may cancel your subscription at any time by: (a) logging into your account and navigating to Account Settings > Billing > Cancel Subscription; or (b) contacting us at admin@intsystemsllc.com. Cancellation takes effect at the end of your current billing period.

7.2 Effect of Cancellation

Upon cancellation, your account will revert to a free or limited tier (if available) or be deactivated at the end of the billing period. We may retain your data for a period of 90 days following cancellation, after which it may be deleted.

7.3 Refund Policy

Subscription fees are generally non-refundable. However, we may issue refunds at our discretion in the following circumstances:

• You cancel within 7 days of your initial subscription purchase and have not made more than five (5) platform queries, downloaded any reports, or otherwise accessed any paid features.
• You experience a documented technical failure that renders the Platform unusable for an extended period and we are unable to resolve it within a reasonable time.
• We discontinue the service without a reasonable substitute.

One-time purchases are non-refundable once the report or data output has been delivered, except in cases of verifiable technical defect. To request a refund, contact us at admin@intsystemsllc.com. Approved refunds will be processed within 5–10 business days.

7.4 Termination by the Company

If we terminate your account for a violation of these Terms, you will not be entitled to a refund of any prepaid fees.

You agree to use the Platform only for lawful purposes and in accordance with these Terms. You agree NOT to:

• Use the Platform in any way that violates any applicable federal, state, local, or international law or regulation.
• Reproduce, resell, redistribute, or sublicense Platform outputs or data without our prior written consent.
• Scrape, crawl, or use automated methods to extract data from the Platform beyond what is permitted by your plan.
• Reverse-engineer, decompile, disassemble, or attempt to derive the source code of the Platform.
• Use the Platform to manipulate securities markets, disseminate false information, or for any fraudulent purpose.
• Attempt to gain unauthorized access to any portion of the Platform or any other systems or networks connected to the Platform.
• Upload or transmit any viruses, malware, or other malicious code.
• Share your account credentials with any third party or allow multiple individuals to use your account.
• Remove or alter any proprietary notices, labels, or marks on Platform content.

9.1 Our Content

The Platform, including all software, algorithms, data compilations, methodologies, text, graphics, logos, and other content (collectively, “Company Content”), is owned by the Company or its licensors and is protected by copyright, trade secret, and other intellectual property laws. You are granted a limited, non-exclusive, non-transferable license to access and use the Platform solely for your internal business purposes.

9.2 SEC Filing Data

The Platform processes and analyzes publicly available SEC filings obtained from the U.S. Securities and Exchange Commission's EDGAR database. Such filings remain the property of the filing companies. Our analysis, extraction, indexing, and presentation of such data constitutes original work protected by applicable law.

9.3 Restrictions

Except as expressly permitted by these Terms, you may not copy, modify, distribute, sell, sublicense, or create derivative works based on the Platform or Company Content. You may not use the Platform's outputs to build a competing product or service.

9.4 Your Data

You retain ownership of any data you upload to the Platform (“User Data”). By uploading User Data, you grant us a limited license to process and use that data solely to provide the services to you.

9.5 Feedback

If you provide suggestions, feedback, or ideas regarding the Platform that do not constitute your confidential or proprietary information, you grant us a royalty-free, worldwide, irrevocable license to use such feedback without restriction or compensation to you. Any feedback that you designate in writing as confidential shall not be used by us without your prior written consent.

Our collection and use of personal information is governed by our Privacy Policy, which is incorporated into these Terms by reference. By using the Platform, you consent to our collection and use of your information as described in the Privacy Policy.

We implement commercially reasonable technical and organizational measures to protect your data. In the event of a data breach that affects your information, we will notify you in accordance with applicable law.

You agree to indemnify, defend, and hold harmless IntelligentSystems LLC and its officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, costs, and expenses (including reasonable attorneys' fees) arising out of or related to: (a) your use of the Platform in violation of these Terms; (b) your violation of any applicable law or regulation; (c) your infringement of any third-party intellectual property right; or (d) your User Data.

The Company agrees to indemnify, defend, and hold harmless you and your officers, directors, employees, and agents from and against any claims arising out of or related to: (a) the Company's gross negligence or willful misconduct; (b) the Company's material breach of these Terms; or (c) any third-party claim that the Platform infringes any third-party intellectual property right.

Either party may terminate these Terms at any time. You may terminate by canceling your account. We may suspend or terminate your access immediately, with or without notice, if we determine that you have engaged in fraudulent activity or pose an imminent risk to the Platform or other users. For all other violations, we will provide written notice and a 15-day cure period before suspending or terminating your access.

Upon termination: (a) your license to use the Platform immediately ceases; (b) you must cease all use of the Platform; (c) we may delete your account data after 90 days; and (d) all provisions that by their nature should survive termination shall survive.

16.1 Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of Ohio, without regard to its conflict of law principles.

16.2 Jurisdiction

Any legal action or proceeding arising under these Terms shall be brought exclusively in the state or federal courts located in Cuyahoga County, Ohio, and you hereby consent to the personal jurisdiction and venue of such courts.

16.3 Informal Resolution

Before filing any formal legal claim, you agree to attempt informal resolution by contacting us at admin@intsystemsllc.com and describing the nature of your dispute. We will attempt to resolve the dispute within 30 days. The applicable statute of limitations shall be tolled during this period.

16.4 Waiver of Class Actions

To the extent permitted by law, you agree that any dispute resolution proceeding will be conducted only on an individual basis and not in a class, consolidated, or representative action.

Entire Agreement. These Terms, together with the Privacy Policy and any other policies incorporated by reference, constitute the entire agreement between you and the Company.

Severability. If any provision is found to be unenforceable, it will be limited or eliminated to the minimum extent necessary so that the remaining provisions remain in full force.

Waiver. Our failure to enforce any right or provision shall not be considered a waiver of that right or provision.

Assignment. You may not assign your rights under these Terms without our prior written consent. We may assign our rights without restriction.

Force Majeure. We shall not be liable for any failure or delay in performance due to causes beyond our reasonable control, including natural disasters, government actions, pandemics, labor disputes, telecommunications failures, or cyberattacks.

No Professional Advice. Nothing in the Platform or these Terms constitutes legal, financial, investment, tax, or other professional advice.